Insurance
We currently accept:
Blue Cross Blue Shield
ASR
Aetna
Alliance Plan
McLaren
Optum
United Health Care
Oscar Health Plan
We are in the process of being credentialed with the following:
Blue Cross Complete
Blue Care Network
Priority Health
Molina Marketplace
Meridian/Ambetter
Direct Payment Rates
Clients who do not have mental health insurance coverage may schedule at our direct pay rates.
Please note, coaching is not usually covered by health insurance. We have pricing and packages available for coaching services.
Contact our office to receive a Good Faith Estimate for costs for services.
Common Insurance Questions
What is a deductible?
A deductible is the amount of money you are responsible to pay for medical services before your insurance company begins covering part or all of your medical bills.
Example:
If you have a $1,000 deductible and receive a $1,600 medical bill, you must first pay the $1,000 before your insurance company will cover the remaining $600.
What is a copay?
A copay is the amount of money you must pay for a specific service received even if your insurance company will cover the rest.
Example:
If you have a health insurance plan that requires a $25 copay for an office visit, you are responsible for that amount before your insurance company helps pay the remaining cost.
What is coinsurance?
What is an out-of-pocket maximum?
What is an out-of-pocket maximum?
Coinsurance is the percentage of the medical bill you must pay for any given service covered by your insurance company. An out-of-pocket maximum is the total cost you can pay for medical services after you have paid your deductible.
Example:
Let’s say you have a $500 deductible, 20% coinsurance, and a $1,000 out-of-pocket maximum. If you receive a $600 medical bill after you’ve already paid your deductible, your 20% coinsurance would require you to pay $120 because you have not yet met your $1,000 out-of-pocket maximum.